Miscellaneous Professional Liability Insurance


Tokio Marine HCC - Professional Lines Group errors and omissions (E&O) liability insurance protects against claims arising from professional malpractice − claims that can lead to financial losses, expensive litigation and staggering jury awards. Programs are crafted to meet the needs of more than 100 classes of professionals, including many hard-to-place risks.

Target Insureds

  • Advertising agencies / public relations firms 
  • Appraisers
  • Archeological consultants
  • Billing services
  • Claims adjusters and premium auditors
  • Clinical trial consultants
  • Collection agencies
  • Court reporters
  • Document destruction services
  • Employment agencies
  • Franchisors
  • Home inspectors
  • Management consultants
  • Meeting planners
  • Mortgage brokers / bankers and trustees
  • Tax preparers (non-CPAs)
  • Talent / sports agents
  • Title agents / abstractors
  • Property managers
  • Real estate
  • Appraisers / agents / brokers / property managers
  • Right-of-way services


Coverage is offered on a duty-to-defend policy form. The maximum limit of liability for most policies is $5 million. Professional Lines Group can offer options for copyright and trademark protection for technology risks and aggregate deductible and first-dollar defense endorsements. Punitive damage, contingent bodily injury and/or property damage and network security coverage are available on qualified risks. Most miscellaneous professional liability submissions will receive a response within two business days, with policies being issued within a few days of binding.


Tokio Marine HCC affiliated carriers

  • U.S. Specialty Insurance Company (NJ, NY)
  • HCC Specialty Insurance Company (TX)
  • Houston Casualty Company (all other states)

Geographic Scope

  • United States

Underwriting Contact

Thomas Harmeyer
(914) 242 7847

Ed Velasquez
Sr. Vice President - MPL/LPL
(914) 242 7865

Business Development Contact

Jerry Colistra
Senior Sales & Business Development Executive
(518) 424 4398

Claims Contact

Claims Department – Mount Kisco, NY
1 (800) 905 0591

Applications & Forms

Informational Materials

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