Top-Up Credit

Every insurer has their own appetite for risk. Sometimes, that appetite can’t meet your requirements.

TMHCC’s Top-Up policy offers you cover on a specific customer if you’re unable to obtain a sufficient credit limit from your existing credit insurer. 

It is designed to provide additional capacity so you can continue to trade if your current credit insurer has capacity constraints for any reason or where you are happy to take a share of the risk. It is designed, where appropriate, to integrate with your existing policy to provide seamless cover.

Best for

• Contractors and Sub-Contractors
• Distributors
• Manufacturers
• Trading Companies
• Wholesalers

Highlights

• Allows continuous trade with important customers

• Direct access to both risk and commercial underwriters

• Market-leading specialist claims service

• Access to commercial debt collection services via our partner, Nelsons

• Part of a large global insurance group, with a Very Strong rating by Standard & Poor's

• Local personalised service and global reach