Overview
Workplace litigation and employment related claims are filed as frequently against small businesses as they are against larger employers. Small to mid-size business owners are becoming increasingly vulnerable and the costs of defending such claims, which can be absorbed by large companies, can financially devastate smaller firms.
Highlights
- Coverage for a wide range of exposures
- Financial capacity of up to US $25 million
- Primary or excess
Target insureds
- Small/medium businesses
- Large corporations
Summary of coverage
Companies are now faced with employment-related exposures such as:
- Wrongful termination
- Unlawful failure to employ or promote
- Discrimination based on age, gender, race, etc.
- Sexual or racial harassment
- Breach of data protection laws
- Retaliation
- Defamation
Tokio Marine HCC specializes in customizing comprehensive EPL insurance programs designed to protect our clients against employment related claims and against the risk of large financial losses.
Documents & forms
View all documentsRelated products
Directors & Officers
Comprehensive D&O insurance programs that allow corporate leaders to proceed confidently with their business visions.
Franchise and Affinity Groups Employment Practices Liability (EPL)
provides protection for an employer against claims made by employees, former employees or prospective employees
Why choose Tokio Marine HCC?
Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.
More about us Financial strengthNot all products, coverages, or features may be available in all states. Restrictions, exclusions, limitations, and conditions apply and you should see your agent for more information. Certain products and services are provided through non-admitted insurance carriers and are not subject to certain State Guaranty Funds.