As every aspect of our personal and professional lives becomes increasingly digital, criminals are actively seeking to exploit any vulnerabilities in our digital protection. What was once specialist insurance cover has now become a central element of any business’ risk management strategy.
As the attacks increase in sophistication, so too do our defences. With TMHCC’s support, you can be sure that whatever happens and whoever gets into your systems, the fallout is managed in a fast and effective way.
Highlights
- Financial capacity of up to €25 million (US$25 million, AUD$30 million or £15 million) per policy
- Primary or excess options
Best for
- Large businesses with revenues of 500M€/US$/£
Summary of coverage
At TMHCC, we customise Cyber Security insurance to offer comprehensive and innovative protection, including preventive consulting services, crisis response and post-incident expertise.
The below table shows standard coverage afforded under each cyber event. As such events can deeply impact a business, we are quick to take action. The policy responds as soon as we are alerted to the possibility of an incident.
Our optional extensions include:
- Contingent BI Loss
- Accidental Event BI Loss
- Betterment Costs
- Network Usage Fraud and Cryptojacking
- Goodwill Gestures
- PCI Penalties and Additional Costs
- Diverted Funds
- Bricking Costs
About the Cyber team
Our dedicated Cyber team sits within the Financial Lines Team. Our centralised and unified management structure promotes real-time interaction between our transnational teams of underwriting, claims and legal professionals. The fact that our assets are consolidated under “one roof” makes us institutionally quick: quick to respond and to provide intelligent advice, innovative solutions and efficient claims handling.
Learn moreCyber Claims team
Our claims professionals work closely with you and your advisors to develop a solution-oriented strategy and to achieve a fair and efficient resolution of any claim. We will also explain how the coverage afforded under a policy applies to each claim, in a timely and comprehensive manner.
Claims informationDocuments & forms
- Financial Lines - Cyber Security BrochureView PDF
- TMHCC Financial Lines CyberView PDF
- Financial Lines Cyber Security Incident ProtocolView PDF
- TMHCC International Cyber Security Proposal FormView PDF
- TMHCC International Cyber SecurityView PDF
- TMHCC International Cyber Security UKView PDF
- TMHCC Financial Lines Cyber MenuView PDF
Latest news & insights
Top 10 Cyber Incidents 2023
TMHCC Cyber team in Spanish publication El Economi...
2022's Top 10 Cyber Incidents
Cyber Insurance Landscape 2022: Trends by Industry
2021's Top 10 Cyber Incidents
CIR podcast : Hyper automated = hyper exposed
The First Line of Defence Against a Cyberattack
CIR Podcast: Hitting the Jackpot
Cyber: Ransomware, a threat not to be ignored
2020's Top 10 Cyber Incidents
Your team
Spain office
Torre Diagonal Mar
Josep Pla 2, Planta 10
08019 Barcelona
Spain
Your team
UK office
Fitzwilliam House
10 St. Mary Axe
London EC3A 8BF
United Kingdom
Product availability
Our global reach
Tokio Marine HCC has been innovating in Cyber Liability Insurance worldwide, for over 20 years. Our dedicated global team is made up of cyber insurance and in-house claims experts with deep industry knowledge and a wealth of cyber security experience. We promote active knowledge exchange, making us a global leader when it comes to cyber risk while keeping you at the forefront of emerging threats on the ever-evolving Cyber landscape.
From offices in the U.S., our cyber team insures US-domiciled businesses, with a focus on the small- to mid-sized segment, as well as individuals concerned with protecting their family, home and privacy from cyber threats. From Europe and the U.K., our team concentrates on mid- to large-sized businesses domiciled anywhere outside of the U.S. In addition, we leverage our in-house Cyber expertise to enhance other Tokio Marine HCC insurance coverages, letting you take on risk with confidence.
Follow us on LinkedIn: #TMHCC_Cyber
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Cyber - USA
Why choose Tokio Marine HCC?
Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.
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