Professional Indemnity


Tokio Marine HCC is proud to provide UK brokers and their clients with insurance solutions that work. Our financial strength, AA- by Standard & Poor's, and our wealth of underwriting experience allow us to set the standard for underwriting service.

We are passionate about professional indemnity and write an extensive range of professions – from accountants to zoologists - producing specialist solutions for all types of risks to UK brokers and their clients across the UK and overseas.

This website holds proposal forms for more than 200 professions, together with an extensive list of wordings, clauses, summaries, questionnaires and brochures for the main professions – all of which are easily downloaded.

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Insurance Solutions

Direct access to the decision makers. We provide solutions for many and varied professions - from the traditional, such as surveyors, architects, accountants and engineers to the newer professions ranging from information technology (IT) and media consultants to design & construct contractors. We offer comprehensive wordings and underwriters with years of experience to deal with your enquiries.

Public / products liability (PL) and employers’ liability (EL). Coverage for a wide range of professions is available as part of our enhanced professional multi risk (PMR) offering. The policy cover has been carefully drafted to ensure it dovetails with the PI cover, reducing the risk to our clients that a claim may fall into a gap between wordings provided by different insurers.

Information Technology (IT). This growing market has a language of its own, so we have underwriters with significant experience in this area enabling us to understand the risks and cover required by the clients.

Insurance for Contractors. We provide cover for anyone from standard bricks and mortar builders to engineering, piling and electrical contractors. Specialist firms, glazing, cladding and roofing contractors are also written.

We write a combined EL/PL/CAR/PI policy for construction companies involved with design and build activities. Having a single policy for these covers gives the policyholder peace of mind that losses resulting from design and build activities will not fall into gaps that can often exist when PI and PL covers are placed with different insurers.

Miscellaneous Professions. From acoustic consultants to zoologists, yacht brokers to private investigators, from the straightforward to the exotic and unusual, there isn't much we won’t consider.

Media Industry. This is an ever growing industry and again, we have both the skill and the products to make sure media clients get the specific cover they need. This important business is supported with a full and comprehensive set of wordings and experienced underwriters to help answer any enquiries.

Environmental. We will consider any level of hazard from undersea, energy and telecommunication installations to brownfield site and contamination search, control and clean-up. Whatever area your client works in, we can provide their professional indemnity solution.

Service Excellence. We are fully broker-focused with service excellence as our core thinking at every level. We aim to quote, answer queries, and produce clear, accurate documentation within 24 hours. We aim to be brokers' first choice for their clients.

Our people and culture. Our people are specialists and our culture reflects years of working with brokers. With continuous training and over 100 years of combined experience we can turn promises into reality. Let us know what you want and we will do our utmost to deliver it.

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