Professional Indemnity


HCC International distinguishes itself by providing UK brokers and their clients with insurance solutions that work. Our financial strength, provided by HCC Insurance Holdings, Inc. (HCC), and wealth of underwriting experience allow us to set the standard for underwriting service.

We are passionate about professional indemnity and write an extensive range of professions – from accountants to zoologists - producing specialist solutions for all types of risks to UK brokers and their clients across the UK and overseas.

This website holds proposal forms for more than 200 professions, together with an extensive list of wordings, clauses, summaries, questionnaires and brochures for the main professions – all of which you can easily download.

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Insurance Solutions

Direct access to the decision makers. HCC International provides solutions for a wealth of professions. This includes traditional professions such as surveyors, architects, accountants and engineers but also miscellaneous and new professions ranging from information technology and design and construct contractors to media consultants. We offer comprehensive wordings and underwriters with years of specific experience to deal with your enquiries.

Public / products liability (PL) and employers’ liability (EL). Coverage for a wide range of professions available as part of our enhanced PMR offering. The policy cover has been carefully drafted to ensure it dovetails with the PI cover, reducing the risk to our clients that a claim may fall into a gap between wordings provided by different insurers.

Information Technology. This growing market has a language of its own. We have significant experience in this area which enables us to understand the risks and cover required by the clients.

Insurance for Contractors. We provide cover for anyone from standard bricks and mortar builders to engineering, piling and electrical contractors. Specialist firms, glazing, cladding and roofing contractors can also be written.

We write a combined EL/PL/CAR/PI policy for construction companies involved with design and build activities. Having a single policy for these covers gives the policyholder peace of mind that losses resulting from design and build activities will not fall into gaps that can often exist when PI and PL covers are placed with different insurers.

Miscellaneous Professions. From acoustic consultants to zoologists, yacht brokers to private investigators, from the straightforward to the exotic and unusual, there isn't much we won’t consider.

Media Industry. This growing industry merges more with the IT sector as each week passes. We have both the skill and the products to make sure media clients get the cover they need. This important business for HCC International is supported with a full and comprehensive set of wordings and experienced underwriters to help answer any enquiries.

Environmental. We will consider any level of hazard from undersea, energy and telecommunication installations to brownfield site and contamination search, control and clean-up. Whatever area your client works in, HCC - PI Division can provide their professional indemnity solution.

Service Excellence. Broker-focused to provide competitive advantage.
Service excellence is core to our thinking at every level. We aim to quote, answer queries, and produce clear, accurate documentation within 24 hours. We aim to be brokers' first choice for their clients.

Our people and culture. Our people are professional indemnity specialists and our culture reflects years of working with brokers. With continuous training and over 100 years of combined experience our people can turn promises into reality. Let us know what you want and we will do our utmost to deliver it.

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