UK Trade Credit


Peace of Mind

When was the last time you stopped and asked these important questions?

  • Right now, how much money is outstanding on your sales ledger?
  • How much do you know about your customers’ ability to pay you?
  • How much would your business suffer if some of your largest customers failed to make crucial payments to you? Could it make the difference between failure and survival of your business?

More than 50% of all UK insolvencies involve customers who previously paid promptly. Businesses may have up to 60% of assets linked to the sales ledger and slow payments can be a serious problem. In fact, statistics show that companies, on average, are likely to lose more than three active customers each year to financial distress, insolvency, administration or receivership. (Source: Credit Management Research Centre).

In the vast majority of cases where your customer goes into liquidation, you won’t be paid anything. Trade creditors lucky enough to receive something take home about 5 pence in the pound. (Source: Association of Business Recovery Professionals).

If your customers don't pay you, Tokio Marine HCC will

Tokio Marine HCC credit insurance is a proven way to reduce your credit risk and protect your business cash flow from serious payment delays, insolvency, administration and liquidation. It is available to all types of businesses from the small local trader to the large quoted company across a broad range of industry sectors. Our policies provide comprehensive cover and have flexibility to tailor our products to meet your particular needs.

Service commitment and treating customers fairly are at the centre of our beliefs.

Access the International Credit & Political Risk website »


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