Accidental Death & Dismemberment

Category: High Limit Disability
Group: Specialty Group

Our products are critically important for under-insured, highly-compensated individuals who are concerned about their financial viability in the event of disability or death. Whether the insurance need is for an individual executive, entertainer or athlete or it’s on behalf of a corporation, entertainment studio or a baseball team, we have the experience, knowledge and time-tested commitment to these niche markets to provide you with a meaningful insurance solution.

Highlights

Limits of up to $100 million are available and higher limits may be available upon request
12, 24 and 36-month policy periods
Worldwide coverage
War risk coverage options available

Target Insureds

Current or projected professional athletes
Professional sports teams / leagues
Executives
Entertainers and entertainment industry professionals
Individuals with high net worth

Summary of Coverage

Coverage provides a stated benefit amount for loss of life due to accidental death and / or loss of a limb, speech, hearing or sight. There is a non-medical application for underwriting and coverage can be immediately bound.

Athletes

Team travel comes with catastrophic risk exposures. If an accident happens, the team is out of business. Owners and team principals can protect their investments by purchasing Accidental Death and Dismemberment (AD&D) insurance. AD&D can cover an entire team or individual players. Teams can also secure AD&D policies to cover a player, but name the owner, stockholder or team principal as beneficiary.

Entertainers

Accidental Death and Dismemberment (AD&D) coverage lets your clients travel to the ends of the world without reaching the end of their coverage. We can arrange these policies to cover individuals or groups. There's even a survivorship option that covers two lives with one policy. Our AD&D protection is used to cover the terms of a contract or loan, as well as to preserve the assets of an estate or business.

Executives

Permanent Total Disability

Permanent Total Disability (PTD) coverage protects the earning capacity of highly-compensated individuals.

Temporary Total Disability

Temporary Total Disability coverage provides highly-compensated individuals with excess protection missing from traditional disability coverage.

Kidnap & Ransom

Our kidnap and ransom policies provide coverage for perils including extortion, detention, hijacking, kidnap and ransom.

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions.