Employment Practices Liability Reinsurance & Programs

TMHCC’s Employment Practices Liability product offers state-of-the-art coverage for today’s businesses. Our team delivers signature support services, including product development, customized policy wordings, expert claims handling, and our unique risk management program, TMHCC eManager, which provides employment law resources, training, and HR seminars for policyholders.

Summary of Coverage

A broad, enhanced program that provides protection for business entities, directors, officers and employees against administrative proceedings and suits alleging:

  • Wrongful dismissal, discharge or termination
  • Employment-related misrepresentation
  • Violation of employment discrimination laws
  • Employment-related harassment, including sexual harassment
  • Wrongful failure to hire or grant tenure
  • Negligent evaluation
  • Retaliation
  • Invasion of privacy
  • Employment-related defamation and infliction of emotional distress

TMHCC eManager

As part of the Employment Practices Liability Insurance policy, your policyholders have access to eManager – an online risk management service that provides employment and labor law articles, training modules and seminars, access to legal experts, and HR document templates.


Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions.