Kidnap & Ransom

The threat of kidnapping and extortion continues to grow abroad while domestic incidents of threats, cyber extortion and workplace violence are also on the rise. When one of these crises occurs, it can have devastating effects on the organization or family involved. Tokio Marine HCC can provide peace of mind through a policy that protects organizations whose employees and corporate assets are at risk as well as high profile families in the U.S. and abroad.


  • Limits up to $65 million, or currency equivalent
  • Short-term policies and policy periods up to 36 months
  • 24-hour access to Unity Resources Group through a crisis hotline
  • Worldwide coverage
  • Admitted policy in all 50 states

Target Insureds

  • Multinational corporations with employees traveling abroad for work
  • Corporations with international operations or locations
  • Journalists, religious groups or non-governmental organizations with travel to high risk areas
  • Professional athletes and entertainers
  • Executives and high net worth individuals and their families

Summary of Coverage

Whether the insurance need is for an individual executive, entertainer, or athlete or for a multinational corporation, Tokio Marine HCC - Specialty Group has the experience, knowledge and time-tested commitment to these niche markets to provide you with a meaningful insurance solution.

Our products are critically important in fulfilling a company’s duty of care responsibilities to their employees when they are operating in high risk environments on their behalf.

Our kidnap and ransom policies provide worldwide coverage for perils including extortion, detention, hijacking, as well as kidnap and ransom. Benefits include not only ransom, but also legal liability, surrendered personal belongings, and additional expenses such as medical expenses and lost salary. Another key feature of our coverage is providing clients unlimited fees and expenses for crisis response and 24/7 access to a leading crisis management company, Unity Resources Group.

Unity is a leading and trusted international provider or security, risk, and crisis response services operating from a network of global offices. Unity’s crisis response leaders are full time employees whose collective experience totals more than 1,420 led and supervised cases in over 70 countries by current team members, including the world most challenging locations. Unity places a strong emphasis on prevention an pre-incident planning and provide policyholders with a range of complimentary services to reduce their exposure to prevalent risks and threats.


Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Spain and Ireland, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 

Tokio Marine HCC - Specialty Group has been writing kidnap and ransom insurance for more than 35 years. Our underwriters are well equipped to address the full range of exposures facing commercial and financial enterprises and individuals based in the United States and abroad. We deliver individually tailored solutions that meet the ever complex needs of each of our clients. Our underwriters continually seek ways to enhance our products and protect our clients from challenging and unconventional exposures, wherever they are based. We listen, develop a profound understanding of our clients’ needs and develop coverage packages to protect them against the unexpected.
Our financial strength ensures our clients will always be protected.

Our financial strength ensures our clients will always be protected.

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Tokio Marine HCC Product Breadth

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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Tokio Marine HCC is part of Tokio Marine, a $31 billion company.

Tokio Marine HCC is part of Tokio Marine, a $31 billion company

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