Public entities face unique risks that require specialized coverages. Tokio Marine HCC – Public Risk Group has been exclusively insuring municipalities and special districts since 1985, and as experts in municipal risk, we provide public entities with the proven and innovative insurance programs they need.
From cyber coverage to K-9 coverage, our products are as unique as each entity we insure.
Products
Safeguarding municipalities and special districts with diverse coverages tailored specifically to their needs.
Public Entity P&C Coverages
Comprehensive property and casualty coverages that safeguard communities.
Michigan Township Participating Plan
Safeguarding Michigan communities since 1985
Water Districts
Specialized coverages for public and private water and wastewater systems.
FirstFire™
Comprehensive insurance solutions for firefighters and first responders
Guides & resources
Public Entity Insurance
Tokio Marine HCC - Public Risk Group offers one of the most comprehensive and cost-effective municipal insurance programs in the U.S.
Risk Control
Since 1985, Tokio Marine HCC – Public Risk Group has safeguarded communities by providing customized property and casualty insurance.
Claims
When insureds have a claim, our experienced claims attorneys and professionals work closely with them to mitigate and quickly resolve the claim.
Not all products, coverages, or features may be available in all states. Restrictions, exclusions, limitations, and conditions apply and you should see your agent for more information. Certain products and services are provided through non-admitted insurance carriers and are not subject to certain State Guaranty Funds.