Provided by D&O Group

Fiduciary Liability

Comprehensive fiduciary liability insurance programs that protect trustees and fiduciaries from claims made against them.


Trustees and fiduciaries are far more accountable for their actions when managing employee benefit plans than ever before. A breach of responsibilities can result in a loss to their personal assets as well as those of the corporations they represent. 

Best for

  • Fiduciaries 
  • Employee benefit plans 
  • Pension trustees


  • Financial capacity up to US $25 million per policy 
  • Primary or excess 

Summary of coverage 

In today’s environment, trustees and fiduciaries are governed by statutes that regulate the administration of benefit plans, as well as the laws generally applicable to trustees. Consequently, non-compliance can lead to personal liability for breach of responsibilities – risking a loss to their personal assets as well as those of the corporations they represent. 

The scale of potential claims has risen dramatically, stemming from allegations such as  

  • Breach of fiduciary responsibilities imposed by local statutes 
  • Improper advice or disclosure 
  • Negligence in the administration of a plan 
  • Potential discrimination in the management / administration of a plan 

We provide fiduciary liability insurance that covers: 

  • Fiduciaries 
  • Employee benefit plans 
  • Pension trustees 
  • Corporate trustee companies and their subsidiaries 
  • Sponsor / employer companies 
  • Personnel involved in the administration of pension plans 
Documents & forms

View all documents

Your team

Head office

8 Forest Park Drive
Farmington, CT 06032

Contact photo
Andrew Stone

President, D&O Group

Thomas Pettit

Senior Vice President, D&O Group - Public

Jennifer Hickox

Related products

why choose tmhcc

Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

More about us Financial strength

Not all products, coverages, or features may be available in all states. Restrictions, exclusions, limitations, and conditions apply and you should see your agent for more information. Certain products and services are provided through non-admitted insurance carriers and are not subject to certain State Guaranty Funds.