Financial Institutions Bond and Commercial Crime

Crime-related losses, particularly those arising from employee dishonesty, have grown in recent years. Global expansion, mergers and acquisitions of financial institutions and technological development inevitably facilitate employee infidelity, fraud, theft, forgery and computer-related crime. Banks and financial institutions are especially susceptible to such criminal activities, and their effects can be devastating.


  • Financial capacity of up to US$25 million
  • Primary or excess

Target Insureds

  • Banks
  • Financial Institutions

Summary of Coverage

We are leaders in our field – delivering top-class solutions to financial institutions worldwide. We offer blended programs that combine bankers blanket bond, electronic computer crime, financial institutions professional indemnity, directors and officers liability, fiduciary liability and employment practices liability insurance.

Financial Institutions (FI) bond insurance protects financial institutions against crime-related losses resulting from:

  • Employee infidelity
  • Premises risk (loss or damage to property resulting from theft)
  • Cash in transit (loss of money on site or in transit)
  • Forgery or alteration of checks and securities
  • Counterfeit currency
  • Damage to offices and content

Non-financial institutions, which include local and multinational commercial companies, may also suffer severe losses as a result of criminal activities. We also provide commercial crime insurance that is designed to safeguard businesses from such financial losses.

We offer comprehensive FI bond insurance and commercial crime insurance programs to protect our clients against criminal actions committed by dishonest employees and/or third parties.

Related Products

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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tokio marine

Tokio Marine HCC is part of Tokio Marine, one of the largest P&C insurers in the world

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