Large National Commercial Surety

Tokio Marine HCC has a dedicated national commercial surety account division with $50 million in capacity to serve standard and specialty accounts nationwide.


  • Commercial contract
  • Large infrequent bond needs
  • Site remediation bonds
  • Self-insured workers’ compensation programs

Summary of Coverage

Commercial Contract

Manufacturers, retailers, technology and wholesale companies may be required to post securities associated with construction when working with public or private entities. This type of non-construction performance obligation can be covered through our commercial contract services.

Large Infrequent Bond Needs

Our large commercial surety office also offers both secured and unsecured capacity for large infrequent bond needs such as appeal, probate, plaintiff’s and lost instrument bonds.

Site Remediation Bonds

In industries where daily operations can be harmful to the environment, bonds guaranteeing remediation of business sites are common. Most common are reclamation bonds for metal and mineral mines, as well as closure and post-closure bonds. These obligations are long-term and hazardous. A site remediation surety bond is an alternative option for your clients with rates competitive with bank letters of credit. This frees up bank capacity and produces recurring revenue for your agency.

Self-Insured Workers’ Compensation Programs

Most states allow large employers to forego external workers’ compensation insurance in favor of self-insuring. This requires the employer to post a surety bond with each state and can generate large nationwide bond programs for employers, municipalities and regional hospitals. Our various underwriting tools allow us to consider these high-risk obligations.

Related Products

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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tokio marine

Tokio Marine HCC is part of Tokio Marine, one of the largest P&C insurers in the world

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