Miscellaneous Professional Liability

Miscellaneous professional liability insurance protects against claims arising from professional malpractice. These claims can lead to financial losses, expensive litigation and staggering jury awards. Professionals, businesses and consultants face greater exposure to potential risks and liabilities than ever before. With a professional liability insurance policy, this risk can be avoided, keeping your budget and your reputation intact.


  • Network security and privacy coverage
  • Public relations expense coverage
  • Disciplinary proceedings coverage
  • Personal injury coverage
  • Mediation provision to reduce the deductible
  • Diminishing deductible available for qualified risks
  • Pre-claims assistance hotline included

Sample Classes of Business

Analytical testing labs, billing services, bookkeepers, business services, claims adjusters, collection agents, consultants, customs brokers, employee benefits consultants, environmental consultants, executive recruiters / employment agencies, human resources consultants, insurance consultants, interim managers, lobbyists, medical billing services, mergers and acquisitions consultants, public relations consultants, talent agents, third party administrators, travel agencies, trustees and turnaround management

Summary of Coverage

Tokio Marine HCC’s miscellaneous professional liability policy is designed to provide comprehensive coverage for a wide variety of professional service industries. Professional liability insurance can mitigate the risk of high-liability and high-visibility lawsuits, helping to keep your budget and your reputation intact.

Coverage is offered on a duty to defend policy form with flexible limit options. Our program is available for risks domiciled in any of the 50 states and underwritten on a surplus lines basis.

Our product is designed for professional service firms with up to $250 million in revenues. Limit of liability up to $5 million / $5 million is available for qualified risks, with minimum deductibles of $1,000.

For inquiries or submissions: MPL @tmhcc.com

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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tokio marine

Tokio Marine HCC is part of Tokio Marine, one of the largest P&C insurers in the world

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