Provided by Public Risk Group

Public Entity P&C Coverages

Comprehensive property and casualty coverages that safeguard communities.


A specialized provider of property and casualty insurance, Public Risk Group works with a network of brokers and agents to provide public entities with comprehensive insurance programs tailored specifically to their needs.

Our dedication to our insureds extends far beyond our coverages. Our team of public sector professionals help insureds reduce exposure through consultative risk control services, and all claims are handled by our in-house team of claims attorneys and professionals.

Best for

  • Towns
  • Townships
  • Villages
  • Cities
  • Counties
  • Special Districts of All Types

Summary of coverage

Since 1985, the Public Risk Group has been exclusively providing municipalities a wide range of property and casualty insurance coverages, taking great pride in assisting our insureds with the daily challenges and risks they face.

We design innovative insurance programs – from cyber coverage to public official liability coverage – tailored specifically to the needs of public entities.

Risk Control Services

Our risk control team of experienced public sector professionals provides a wide range of risk management consultative services, including:

  • On-site Risk Control Assessments
  • Contract Reviews
  • HR Risk Management Resources
  • Technical Assistance
  • Resource Materials
  • Special Events Risk Review
  • Workshops, Conference and Meetings

Your team

Head office

1700 Opdyke Court
Auburn Hills MI 48326

Chris Skarinka

President, Public Risk Group

RC Resized
Royanna Carle

Director of Business Development

Related products

why choose tmhcc

Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

More about us Financial strength

Not all products, coverages, or features may be available in all states. Restrictions, exclusions, limitations, and conditions apply and you should see your agent for more information. Certain products and services are provided through non-admitted insurance carriers and are not subject to certain State Guaranty Funds.