Provided by Public Risk Group

Water Districts

Specialized coverages for public and private water and wastewater systems.


The Water District Program is a partnership between Gundy Insurance, Philadelphia Indemnity Insurance Company and Tokio Marine HCC – Public Risk Group. The program provides a wide range of coverages for water and sewer districts across the United States and supports public and private water and sewer systems.

We specialize in servicing water and sewer districts and responding to claims involving water main breaks and sewer backups. We have established relationships with defense counsel throughout the country to provide legal defense and we respond to damage to district property.

Best for

  • Water Districts & Treatment Plants
  • Sewer Districts & Sewer Treatment Plants
  • Irrigation Districts
  • Municipal Utility Districts
  • Private Utility Districts

Your team

Head office

1700 Opdyke Court
Auburn Hills MI 48326

RC Resized
Royanna Carle

Director of Business Development

Charlie Stevens
Charlie Stevens

Water District Program Claims Manager

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why choose tmhcc

Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

More about us Financial strength

Not all products, coverages, or features may be available in all states. Restrictions, exclusions, limitations, and conditions apply and you should see your agent for more information. Certain products and services are provided through non-admitted insurance carriers and are not subject to certain State Guaranty Funds.