Taft-Hartley

Category: Medical Stop Loss
Group: Stop Loss Group

Taft-Hartley Funds are a significant part of the US healthcare industry. In fact, the Bureau of Labor Statistics states these funds provide valuable insurance coverage to more than 10% of all Americans. However, the structure and needs of Taft-Hartley funds are different than those of single employer plans. HCC Life Insurance Company understands these differences and formed a medical stop loss division specifically dedicated to the unique needs of Taft-Hartley Funds, Trustees and Members.

Highlights

We specialize in underwriting creativity and claims paying excellence. Consider the following when selecting a company to provide medical stop loss for your Taft-Hartley clients and prospects:

HCC Life is one of the largest providers of medical stop loss insurance in the country.
We are headquartered in Kennesaw, Georgia. All of our stop loss employees and operations are based in the U.S.
HCC Life has earned some of the highest financial ratings from independent rating agencies, including A++ from A. M. Best Company.
100% of the claims risk is retained by HCC Life, which means we do not have a reinsurance intermediary making claims decisions.
HCC Life has a 40-year history of providing insurance solutions that help meet the needs of Taft-Hartley clients. We currently provide Stop Loss and Organ Transplant coverage to over 160 Taft-Hartley Funds across the country.
We have a dedicated, knowledgeable sales and service team dedicated to Taft-Hartley Funds.

Taft-Hartley Quick Links

Medical Stop Loss

Medical stop loss insurance protects employers with self-funded health plans against the risk of severe losses.

Captive Stop Loss

Control the severity risk of your self-insured program through a stop loss captive from Tokio Marine HCC – Stop Loss Group

Organ Transplant

Our Organ & Tissue Transplant policy is a fully-insured option to protect your self-funded plan from losses due to transplant exposures.

Cell & Gene Therapy

Costs continue to escalate at alarming rates for cell and gene therapies. Tokio Marine HCC – Stop Loss Group (TMHCC) offers a solution to manage these high-cost events.

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions.