Wrap-Up Liability

Our general liability and excess wrap-up policies cover commercial and residential projects in all states except New York.

Highlights

Deductibles as low as $25,000
Primary limits up to $5 million are available
Policy terms up to five years are available
Defense costs are typically within the limit of liability for residential policies
Follow form excess liability limits up to $10 million are available as lead coverage
Follow form excess liability limits up to $15 million are available when excess of $10 million attachment

Best For

Commercial contractors
Residential Contractors

Summary of Coverage

We write commercial and residential wrap-up policies on an OCIP, CCIP and rolling wrap-up basis. For residential wraps, defense costs are typically inside the limit of liability. Wrap-up projects can include: custom homes, single family homes, single family tract homes, condominium construction, all commercial buildings, conversions and partially completed projects.

Eligibility

We specialize in creative solutions for our wholesale partners with a specific focus in the construction, products liability and premise liability industries.

Artisan General Liablity

ArtisanEdge general liability covers artisan contractors with residential and commercial exposures.

Artisan Excess Liability

ArtisanEdge excess liability is a stand-alone product which includes auto liability coverage.

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions.