Design & Construct

Design and Construct (D&C) is a project delivery system in the construction industry in which design and construction services are contracted by a single company known as the design and build contractor. Contractors are increasingly taking on a design liability, either by employing in-house professionals or by assuming liability when subcontracting the design element. The vast majority of all building projects in the United Kingdom operate on this one-stop shop basis for the client.


  • Any one claim or aggregate cover
  • For small firms to large national operations
  • Indemnity limits from £100,000 to £10 million
  • Interest free installments
  • Collateral warranty checking service (risks paying £5,000 upwards)
  • Cover available for pollution and asbestos

Best For

  • Construction companies
  • HVAC
  • Plumbing
  • Heating Electrical
  • Building Services
  • Civil Engineering
  • Fit-Out Contractors

Summary of Coverage

  • Professional negligence of the insured and its designers
  • Dishonesty of employees
  • Loss of or damage to documents
  • Libel, slander or defamation
  • Breach of intellectual property rights
  • Unintentional breach of confidentiality and infringement of IP
  • Collateral warranties - claims arising from these are explicitly covered with no limit on assignments

Professional Indemnity (PI) Today and Tomorrow

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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Tokio marine

Tokio Marine HCC is part of Tokio Marine, a $37 billion company

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