Employer's Liability

Tokio Marine HCC employs a team of underwriters across the United Kingdom that provides unrivaled levels of service and expertise. We write standalone primary and excess liability and primary Contractors All Risks business from our regional offices and in London. We provide cover for risks located in the United Kingdom and Republic of Ireland.


  • Able to write contractors who work offshore or overseas
  • Able to offer multi-risk products including public liability and management liability
  • Local empowered underwriters
  • Tokio Marine HCC is part of Tokio Marine, a premier global company

Best For

  • Small and medium sized companies with a turnover up to £5 million
  • Contractors with a design exposure
  • Low risk contractors – builders, electricians, painters / decorators
  • Specialist affinity group schemes with bespoke policy wordings

Summary of Coverage

  • Provides cover for businesses to comply with their duties under the Employers’ Liability (Compulsory Insurance) Act 1969 to insure against liability for bodily injury or disease sustained by employees
  • Cover extends to include unsatisfied court judgements
  • Cover excludes liability for which compulsory motor insurance is required

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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Tokio marine

Tokio Marine HCC is part of Tokio Marine, a $37 billion company

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