Medium Term Credit

Emerging markets often provide the strongest growth opportunities for capital equipment providers. Political unrest, economic instability and bankruptcy cannot be predicted with any certainty over the course of a medium term contract. Tokio Marine HCC can provide solutions to these problems and help secure interests in dynamic markets worldwide.


  • Non-cancellable limit
  • Single or multi-debtor
  • Up to 90% indemnity
  • Down payments are generally required
  • Retention of title generally required
  • No policy deductible available
  • Minimum premium of $25,000

Best For

  • Trading companies
  • Manufacturers of capital equipment

Summary of Coverage

Tokio Marine HCC's medium term policy covers up to seven years of repayment exposure on domestic or international debtors and up to 10 years for sovereign debtors. Down payments of 15% are generally required with repayment being made on a monthly, quarterly or semiannual basis. Policyholders typically retain title to the goods and have the ability to repossess in the event of a default.

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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Tokio marine

Tokio Marine HCC is part of Tokio Marine, one of the largest P&C insurers in the world

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