Top-up Credit

Tokio Marine HCC’s top-up policy offers you cover on a specific customer if you’re unable to obtain a sufficient credit limit from your existing credit insurer. It is designed to provide additional capacity so you can continue to trade if your current credit insurer has capacity constraints for any reason or where you are happy taking a share of the risk. It is designed, where appropriate, to integrate with your existing policy to provide seamless cover.


  • Allows continuous trade with important customers
  • Direct access to both risk and commercial underwriters
  • Market-leading specialist claims service
  • Access to commercial debt collection services via our partner, Nelsons
  • Part of a large global insurance group, with Very Strong rating by Standard & Poor's
  • Local personalised service and global reach

Best For

  • Contractors and sub-contractors
  • Distributors
  • Manufacturers
  • Trading companies
  • Wholesalers

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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Tokio marine

Tokio Marine HCC is part of Tokio Marine, one of the largest P&C insurers in the world

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