Tokio Marine HCC employs a team of underwriters across the UK that provides unrivalled levels of service and expertise. We write standalone primary and excess liability and primary Contractors All Risks business from our regional offices and in London. We provide cover for risks located in the UK and the Republic of Ireland.
Best for
- Small and medium-sized companies with a turnover of up to £5 million
- Contractors with design exposure
- Low Risk Contractors – Builders, Electricians, Painters / Decorators
- Specialist affinity group schemes with bespoke policy wordings
Highlights
- Public Liability limits up to £10 million (€13 million in the Republic of Ireland
- Bespoke cover to meet individual companies’ needs
- Ability to offer multi-risk products, including Public Liability and Management Liability
- Local empowered underwriters
- TMHCC is part of Tokio Marine, a premier global company
- Able to write contractors who work overseas
Summary of coverage
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Provides cover where the policyholder causes third-party injury or damage in the course of their business, which arises from the policyholder’s occupation of their premises, the products they supply and/or any contract work undertaken
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Includes sudden and accidental pollution
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Standard extensions include claims brought under the Data Protection Act, financial loss extension (up to a limit of £250,000) and clean-up cost extension under the pollution section
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Includes an indemnity to principles clause
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Key exclusions include exposure to asbestos, terrorism and liquidated damages
Liability Claims Team
Our claims professionals work closely with you and your advisors to develop a solution-oriented strategy and to achieve a fair and efficient resolution of any claim. We will also explain how the coverage afforded under a policy applies to each claim, in a timely and comprehensive manner.
Claims handlingYour team
Head office
10 Old Field Road
Bocam Park
Pencoed Bridgend CF35 5LJ
United Kingdom
Related products
Contractors All Risks
Covering your business when life is unpredictable. We write tailored policies to support your business accounting for the unexpected.
Employer's Liability
Protecting your business and employees’ welfare by writing bespoke solutions to ensure your employees' health and safety is paramount.
Media Liability
The Media and Music sectors have faced huge operational and reputational challenges over the last few years, which is why at Tokio Marine HCC, our underwriting approach is every bit as flexible and dynamic as the market we operate in.
Non-Negligent JCT 21.2.1
JCT 21.2.1 insurance was developed to fill the gap in liability issues within construction, when it’s not possible to prove that the contractor was negligent, and the employer has a liability that is not insured.
SME Liability
Offering protection for the day to day. For small or medium-sized business enterprises (SMEs), our experts build a level of cover to protect against your business's risks.
Why choose Tokio Marine HCC?
Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.
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