We write standalone primary Employers’ Liability, Public Liability and Contractors All Risks insurance for small- and medium-sized business enterprises (SMEs). We offer a quick and straightforward 360 solution for quote, bind, mid-term adjustment and renewal through our online system, with the option to white label for liability schemes.
Best for
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Small- and medium-sized Contractors and Professionals with a turnover of up to £1 million
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Self-Employed Tradespeople
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Low Risk Contractors
Highlights
- Public Liability limits up to £5 million
- No number of employees/per capita restrictions
- Option to tailor business descriptions
- Interest-free rolling monthly option
- Competitive premiums
- Experienced team of underwriters providing a response to enquiries within 72 hours
Summary of coverage
Insurance for small- and medium-sized enterprises. Cover options include:
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Employers’ Liability – providing cover for your legal liabilities to employees injured whilst in your employment
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Public Liability – providing cover for your legal liabilities to pay damages for bodily injury and/or damage to property occurring during the period of insurance
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Contractors All Risks – providing pre-set optional limits available for ‘All Risks’ cover on contract works and plant, tools and equipment, not exceeding the sum insured shown on the schedule
Liability Claims Team
Our claims professionals work closely with you and your advisors to develop a solution-oriented strategy and to achieve a fair and efficient resolution of any claim. We will also explain how the coverage afforded under a policy applies to each claim, in a timely and comprehensive manner.
Claims handlingDocuments & forms
Your team
Head office
10 Old Field Road
Bocam Park
Pencoed Bridgend CF35 5LJ
United Kingdom
Related products
Contractors All Risks
Covering your business when life is unpredictable. We write tailored policies to support your business accounting for the unexpected.
Employer's Liability
Protecting your business and employees’ welfare by writing bespoke solutions to ensure your employees' health and safety is paramount.
Management Liability
Keeping clients on the financial straight and narrow is your business. Managing your risks is ours.
Media Liability
The Media and Music sectors have faced huge operational and reputational challenges over the last few years, which is why at Tokio Marine HCC, our underwriting approach is every bit as flexible and dynamic as the market we operate in.
Non-Negligent JCT 21.2.1
JCT 21.2.1 insurance was developed to fill the gap in liability issues within construction, when it’s not possible to prove that the contractor was negligent, and the employer has a liability that is not insured.
Public Liability
Covering a wide range of unpredictable circumstances, providing the confidence of knowing your business is covered.
Why choose Tokio Marine HCC?
Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.
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