Tokio Marine HCC are experts in this niche market, with nearly two decades of experience in writing these risks. We employ a team of underwriters within our London office that provide unrivalled levels of service and expertise. Our Tour Operators and/or Travel Agents product provides Combined Liability and Professional Indemnity, with a tailored wording to respond to exposure to the Package Travel Directive for risks located in the UK and the Republic of Ireland.
Highlights
- Strong Financial Ratings
- Nearly two decades of experience in writing these risks
- Brokers have direct access to empowered underwriters
- Bespoke underwriting solutions and affinity / white label scheme solutions considered
- Competitive commissions / premiums (minimum premiums starting from £350+IPT)
Claims services
-
In-house specialist Tour Operators Claims team with a wealth of experience when dealing with a wide variety of tour operating related claims, ranging from slips and trips, booking errors and food poisoning, to the most complex and serious of cases
-
A cost saving efficiency by handling most claims in house, and speed when time is of the essence to your Insured
-
Strong relationships and access to a panel of specialist travel solicitors, loss adjusters, and forensic experts where required
Bespoke ‘account management’ based approach to claims
Summary of coverage
Public Liability – limits of indemnity from £1 million to £10 million / €1.3 million to €13 million. Including:
-
Crisis Management Public Relations Consultant Extension £50,000 (UK located risks only)
-
French Civil Code Extension
-
Worldwide Jurisdiction (USA / Canada costs and expenses inclusive)
Professional Indemnity – limits of indemnity from £250,000 to £10 million / €100,000 to €6.5 million
-
Employers’ Liability – £10 million / €13 million (optional)
Liability Claims Team
Our claims professionals work closely with you and your advisors to develop a solution-oriented strategy and to achieve a fair and efficient resolution of any claim. We will also explain how the coverage afforded under a policy applies to each claim, in a timely and comprehensive manner.
Claims handlingDocuments & forms
Your team
Head office
Fitzwilliam House
10 St. Mary Axe
London EC3A 8BF
United Kingdom
Related products
Contractors All Risks
Covering your business when life is unpredictable. We write tailored policies to support your business accounting for the unexpected.
Employer's Liability
Protecting your business and employees’ welfare by writing bespoke solutions to ensure your employees' health and safety is paramount.
Management Liability
Keeping clients on the financial straight and narrow is your business. Managing your risks is ours.
Media Liability
The Media and Music sectors have faced huge operational and reputational challenges over the last few years, which is why at Tokio Marine HCC, our underwriting approach is every bit as flexible and dynamic as the market we operate in.
Non-Negligent JCT 21.2.1
JCT 21.2.1 insurance was developed to fill the gap in liability issues within construction, when it’s not possible to prove that the contractor was negligent, and the employer has a liability that is not insured.
Public Liability
Covering a wide range of unpredictable circumstances, providing the confidence of knowing your business is covered.
Why choose Tokio Marine HCC?
Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.
More about us Financial strength