Casualty Group


Tokio Marine HCC - Casualty Group is comprised of Primary Casualty, Excess Casualty and Artisan Contractors.

Primary Casualty writes general liability coverage for commercial businesses and for commercial and residential construction projects. The primary casualty construction appetite offers commercial and residential renewable practice policies, project-specific policies, wrap-up policies, close of escrow wraps and rolling wrap policies. The product liability appetite offers coverage for a wide variety of product manufacturer and distribution risks, while premise liability appetite offers coverage for habitational and retail exposures for owners, landlords and tenants (OL&T).

Excess Casualty writes commercial excess liability coverage on a follow form basis over general liability and auto liability policies for manufacturing, transportation, contractors, and owners, landlords and tenants (OL&T). We also underwrite public entities over a minimum self insured retention of $1 million using a retained limit liability policy form or they can use the commercial excess liability form on a follow form basis.

Select Casualty writes general liability, supported excess and unsupported excess coverages for small to medium size contractors, product manufacturers and other specialty classes. Select Casualty writes on an non-admitted basis through appointed wholesale brokers.

Written through an online portal, Artisan Contractors is designed to meet the insurance needs of small artisan contractors. Products offered include General Liability, Excess Liability and Contractors Personal Property.

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The Casualty Group operates as HCC Casualty Insurance Services, Inc., a member agency of Tokio Marine HCC.

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