Business Structure

A holistic frame of mind

Passion, discipline and creativity drive our approach to underwriting more than 100 classes of specialty insurance. We provide an unmatched portfolio of products that span a world of needs with specialty coverages for individuals, businesses, families, governments and non-profits that set the global standard for safety and security. 


Our specialty insurance products for general aviation and nonstandard aircraft risks include personal aircraft coverage and other property / casualty coverage for pilots, student pilots, aircraft owners, hangar owners and others in the aviation industry.
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Tokio Marine HCC - Casualty Group

Our Casualty Group writes general liability coverage for commercial businesses as well as for commercial and residential construction projects, and we also write commercial excess liability coverage.
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Tokio Marine HCC - Credit Group

As a market leader in trade credit and political risk insurance, we provide the full range of short- and medium-term coverages, including single debtor, multi-debtor and bank coverages as well as political risk policies on a worldwide basis.
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Tokio Marine HCC - Guaranty Group

Concentrating on residual value insurance (RVI) and structured products, we underwrite customized (re)insurance products, which facilitate asset financing,
capital management and financial investment transactions.
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Tokio Marine HCC - Public Risk Group

We provide specialized programs for public entities including property, casualty and errors and omissions coverage, as well as high quality services for risk control and claims.
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Tokio Marine HCC - Stop Loss Group

Our extensive product portfolio includes medical stop loss, Taft-Hartley, captive and organ transplant solutions. 
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Tokio Marine HCC - USSIC Aviation Group

U.S. Specialty Insurance Company (USSIC) writes specialty insurance products for general aviation and non-standard aircraft risks. USSIC operates through appointed agents throughout the United States.
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On Call International, LLC

On Call International provides fully-customizable travel risk management and global emergency assistance services protecting millions of travelers, their families, and their organizations. 

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Tokio Marine HCC - D&O Group

Our directors and officers insurance protects the personal assets and liability of directors, officers and senior personnel against claims arising from wrongful acts or decisions made in their business capacity. Our products include pension trustee liability insurance, employment practices liability insurance and crime insurance.
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Tokio Marine HCC - International Group

From our offices in the UK and EU, we pride ourselves in providing brokers and clients with solutions to their insurance requirements backed by unrivalled service. Our team of underwriters are specialists in their fields, with a wealth of underwriting experience enabling us to provide the right solutions to brokers and clients.
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Tokio Marine HCC - Cyber & Professional Lines Group

Our specialized tech, cyber and professional liability solutions are crafted to meet the needs of today’s businesses in every sector. Rely on our deep expertise and know-how to custom-tailor solutions that meet your clients’ needs. Our broad range of innovative insurance solutions includes state-of-the-art Cyber Liability, Tech E&O, EPLI, and a range of professional liability solutions for healthcare professionals, architects, engineers and contractors, and a many other professional classes.
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Tokio Marine HCC - Specialty Group

Offering valuable protection for clients in the sports and entertainment industries, our portfolio of specialty products includes event cancellation, high limit disability, kidnap and ransom, weather, travel and event liability.

Tokio Marine HCC - Surety Group

Surety Group is a leading provider of contract performance and payment, commercial license permit and miscellaneous, judicial and energy bonds
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Avemco has been protecting pilots and airplane owner for more than 60 years. We specialize in liability and hull coverage for single and multi-engine piston-powered land and seaplanes, gliders, experimental aircraft, certified flight instructors, renters, flying clubs and aircraft traders.
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With a focus on the specialized line of business of crop insurance, we write federally subsidized crop insurance and crop hail / named peril insurance for the American farmer through independent agents across North America.
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WorldTrips, formerly Tokio Marine HCC – Medical Insurance Services Group, offers travel insurance and assistance services for travelers to (almost) every country in the world. We enable worldly travelers to cross borders with confidence by offering international travel medical insurance, visitor insurance to the U.S., student travel insurance for studying abroad, group travel insurance, annual travel insurance, and comprehensive travel protection for U.S. residents traveling domestically or abroad.
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Insurance Companies

Agencies and Operations