Business Structure

A holistic frame of mind

Passion, discipline and creativity drive our approach to underwriting more than 100 classes of specialty insurance. We provide an unmatched portfolio of products that span a world of needs with specialty coverages for individuals, businesses, families, governments and non-profits that set the global standard for safety and security.

TOKIO MARINE HCC - AVIATION GROUP

Our specialty insurance products for general aviation and nonstandard aircraft risks include personal aircraft coverage and other property / casualty coverage for pilots, student pilots, aircraft owners, hangar owners and others in the aviation industry.
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Tokio Marine HCC - Casualty Group

Our Casualty Group writes general liability coverage for commercial businesses as well as for commercial and residential construction projects, and we also write commercial excess liability coverage.
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Tokio Marine HCC - Credit Group

As a market leader in trade credit and political risk insurance, we provide the full range of short- and medium-term coverages, including single debtor, multi-debtor and bank coverages as well as political risk policies on a worldwide basis.
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Tokio Marine HCC - Guaranty Group

Concentrating on residual value insurance (RVI) and structured products, we underwrite customized (re)insurance products, which facilitate asset financing,
capital management and financial investment transactions.
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Tokio Marine HCC - Public Risk Group

We provide specialized programs for public entities including property, casualty and errors and omissions coverage, as well as high quality services for risk control and claims.
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Tokio Marine HCC - Stop Loss Group

Our extensive product portfolio includes medical stop loss, Taft-Hartley, captive and organ transplant solutions.
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Tokio Marine HCC - USSIC Aviation Group

U.S. Specialty Insurance Company (USSIC) writes specialty insurance products for general aviation and non-standard aircraft risks. USSIC operates through appointed agents throughout the United States.
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On Call International, LLC

On Call International provides fully-customizable travel risk management and global emergency assistance services protecting millions of travelers, their families, and their organizations.

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Tokio Marine HCC - D&O Group

Our directors and officers insurance protects the personal assets and liability of directors, officers and senior personnel against claims arising from wrongful acts or decisions made in their business capacity. Our products include pension trustee liability insurance, employment practices liability insurance and crime insurance.
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Tokio Marine HCC - International Group

From our offices in the UK and EU, we pride ourselves in providing brokers and clients with solutions to their insurance requirements backed by unrivalled service. Our team of underwriters are specialists in their fields, with a wealth of underwriting experience enabling us to provide the right solutions to brokers and clients.
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Tokio Marine HCC - Cyber & Professional Lines Group

Our specialized tech, cyber and professional liability solutions are crafted to meet the needs of today’s businesses in every sector. Rely on our deep expertise and know-how to custom-tailor solutions that meet your clients’ needs. Our broad range of innovative insurance solutions includes state-of-the-art Cyber Liability, Tech E&O, EPLI, and a range of professional liability solutions for healthcare professionals, architects, engineers and contractors, and a many other professional classes.
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Tokio Marine HCC - Specialty Group

Offering valuable protection for clients in the sports and entertainment industries, our portfolio of specialty products includes event cancellation, high limit disability, kidnap and ransom, weather, travel and event liability.

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Tokio Marine HCC - Surety Group

Surety Group is a leading provider of contract performance and payment, commercial license permit and miscellaneous, judicial and energy bonds
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Avemco

Avemco has been protecting pilots and airplane owner for more than 60 years. We specialize in liability and hull coverage for single and multi-engine piston-powered land and seaplanes, gliders, experimental aircraft, certified flight instructors, renters, flying clubs and aircraft traders.
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ProAg

With a focus on the specialized line of business of crop insurance, we write federally subsidized crop insurance and crop hail / named peril insurance for the American farmer through independent agents across North America.
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WorldTrips®

WorldTrips, formerly Tokio Marine HCC – Medical Insurance Services Group, offers travel insurance and assistance services for travelers to (almost) every country in the world. We enable worldly travelers to cross borders with confidence by offering international travel medical insurance, visitor insurance to the U.S., student travel insurance for studying abroad, group travel insurance, annual travel insurance, and comprehensive travel protection for U.S. residents traveling domestically or abroad.
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Insurance Companies

American Contractors Indemnity Company

American Contractors Indemnity Company (ACIC) is a California-domiciled surety company operating on an admitted basis throughout the United States and is a market leader in court, specialty contract, and license and permit. This company was incorporated in 1977, and redomesticated to California in 1994. In 2009, Surety Company of the Pacific was merged with ACIC. Pioneer General Insurance Company was merged with and into ACIC in 2011.

801 South Figueroa Street, Suite 1600, Los Angeles, California 90017 - (310) 649 0990

Avemco Insurance Company

Avemco is a Maryland-domiciled property and casualty insurer operating on an admitted basis throughout the United States and is a direct market underwriter of general aviation business. The Company was incorporated in 1960 and changed its name to its present title in 1963.

8490 Progress Drive, Suite 100, Frederick, Maryland 21701 - (800) 638 8440 – avemco.com

HCC International Insurance Company PLC (UK)

HCC International (HCCI) is a United Kingdom-domiciled property and casualty insurance company operating globally that was formed in 1981. The company became part of HCC through acquisition in 2005.

1 Aldgate, London EC3N 1RE, UK - +44 (0)20 7702 4700

HCC Life Insurance Company

HCC Life is an Indiana-domiciled life insurance company operating on an admitted basis throughout the United States and is a market leader in group life, accident and health insurance. HCC Life’s primary product is medical stop-loss insurance for self-insured medical benefit plans in the United States. The company was founded in 1980 and was acquired by HCC in 1999.

225 TownPark Drive, Suite 350, Kennesaw, Georgia 30144 - (800) 447 0460

HCC Reinsurance Company Limited (Bermuda)

HCC Reinsurance Company Limited is domiciled and licensed in Bermuda as a Class 3A insurer, under the Bermuda Insurance Act 1978 as Amended. The company was formed in 1977, and it was acquired by HCC in 1981.

Swan Building, 2nd Floor, 26 Victoria Street, Hamilton HM 12, Bermuda

P.O. Box HM 2904, Hamilton HM LX, Bermuda - +1 (441) 278 7709

HCC Specialty Insurance Company

HCC Specialty Insurance Company (HCCSIC) is an Oklahoma-domiciled property and casualty insurance company. HCCSIC markets specialty lines business on a surplus lines basis in the state of Texas. The company was incorporated under the laws of Oklahoma in 2002.

13403 Northwest Freeway, Houston, Texas 77040 - (713) 744 3742

Houston Casualty Company

Houston Casualty Company is HCC Insurance Holdings' principal insurance company subsidiary. It is a Texas-domiciled property and casualty insurance company operating on a surplus lines and accredited reinsurer basis in the United States, except in Texas where it is licensed as an admitted insurer. Houston Casualty operates worldwide in many lines of business. The company was incorporated under the laws of Texas in 1981 and the name was changed to Houston Casualty Company in 1983.

13403 Northwest Freeway, Houston, Texas 77040 - (713) 462 1000

Houston Casualty Company Europe, Seguros y Reaseguros, S.A.

Houston Casualty Company Europe (HCC Europe) is a Spain-domiciled property and casualty insurance company operating throughout the European Union. The company was formed in 1978, and it became part of HCC in 2002.

Plaza Carlos Trías Bertrán 4, 1ª Planta, 28020 Madrid, Spain - +34 (91) 556 0888

Lloyd’s Syndicate 4141

Syndicate 4141 was established in 2008 and is a wholly aligned HCC syndicate within the Lloyd’s market. Business written in the syndicate includes Property Treaty, Property Direct and Facultative, Accident and Health, Energy, Directors and Officers, Contingency, General Liability and Marine Hull. HCC Medical Insurance Services (HCCMIS) writes its Travel Medical business utilizing the syndicate.

1 Aldgate, London EC3N 1RE, UK - +44 (0)20 7702 4700

Producers Agriculture Insurance Company

Producers Agriculture Insurance Company (PAIC) was established in 1977 and is domiciled in Texas. Through the Standard Reinsurance Agreement (SRA) with the Federal Crop Insurance Corporation (FCIC), PAIC is an approved insurance provider (AIP) of multiple peril crop insurance. PAIC was acquired by HCC in 2015.

Producers Lloyd Insurance Company

Producers Lloyd Insurance Company (PLIC) was established in 1976 and is domiciled in Texas. PLIC writes crop hail/named peril business in Texas. PLIC was acquired by HCC in 2015.

U.S. Specialty Insurance Company

U.S. Specialty Insurance Company (USSIC) is a Texas-domiciled property and casualty insurance company operating on an admitted basis throughout the United States. The company was incorporated in 1986 and redomesticated to Texas in 1998.

13403 Northwest Freeway, Houston, Texas 77040 - (713) 744 3700

United States Surety Company

United States Surety Company (USSC) is a Maryland-domiciled surety company operating on an admitted basis throughout the mid-Atlantic United States and specializing in contract bonds. USSC was incorporated in Maryland in 1996 and commenced business that year.

20 West Aylesbury Road, Timonium, Maryland 21093 - (410) 453 9522

Agencies and Operations

G.B. Kenrick & Associates, Inc.

G.B. Kenrick & Associates (Kenrick) is an underwriting agency that offers a full range of property and casualty coverage for small- and medium- sized public entity businesses, with its primary focus on the Midwest. The Michigan-domiciled company was formed in 1984, and it was acquired by HCC in 2006. Kenrick is a division of Professional Indemnity Agency and is the program administrator for the Michigan Township Participating Plan.

1700 Opdyke Court, Auburn Hills, Michigan 48326 - (248) 371-3100 – kenrickcorp.com

HCC Global Financial Products, LLC

HCC Global Financial Products (HCC Global) is an underwriting agency and a market leader in directors and officers liability insurance and other related financial lines. It operates in both the U.S. and Europe, catering to the U.S. and International (non-U.S.) markets, respectively. Formed in 1997, it was acquired by HCC in 2002.

HCC Global U.S. operations conduct business from offices located in Farmington, Connecticut; Jersey City, New Jersey; Mount Kisco, New York; and Houston, Texas.

HCC Global international operations conduct business, as an exclusive insurance agency, from offices located in Barcelona, Spain and London, United Kingdom; both offices are registered in the corresponding local mercantile registries.

U.S.: 8 Forest Park Drive, Farmington, Connecticut 06034 - (860) 674-1900

International: Torre Diagonal Mar, Josep Pla, 2-10, 08019 Barcelona, Spain - +34 (93) 530 7300

HCC Indemnity Guaranty Agency, Inc.

HCC Indemnity Guaranty (HCCIG), based in New York, New York, is a specialty underwriter of residual value, mortgage and structured (re)insurance.

600 Lexington Avenue, 22nd Floor, New York, New York 10022 - (212) 751 8383 – tokiomarinehcc.com/ig

HCC Medical Insurance Services, LLC

HCC Medical Insurance Services (HCCMIS), based in Indianapolis, Indiana, offers a range of international group health, domestic short term, and travel medical insurance products designed to address the insurance needs of worldwide travelers. HCCMIS offers coverage to customers in more than 130 countries and writes on behalf of HCC Life Insurance Company and Lloyd's of London. HCCMIS has Latin American headquarters in Miami, Florida. HCCMIS was formed in 2005 and is domiciled in Wisconsin. It was acquired by HCC in 2008.

251 North Illinois Street, Suite 600, Indianapolis, Indiana 46204 - (800) 605 2282 hccmis.com

HCC Specialty

Headquartered in Wakefield, Massachusetts, HCC Specialty is comprised of HCC Specialty Underwriters, Inc., Professional Indemnity Agency, Inc., G.B. Kenrick & Associates, Inc. and InsPro Corporation.

401 Edgewater Place, Suite 400, Wakefield, Massachusetts 01880 - (781) 994 6000 – tokiomarinehcc.com/specialty

HCC Specialty Underwriters, Inc.

HCC Specialty Underwriters, Inc. (HCCSU) is among the industry’s leading underwriters of specialty insurance products, including: high limit disability, crisis management, earthquake DIC, primary and excess casualty, as well as various event and contingency insurance products, including: event cancellation, non-appearance, weather risk, special event liability integrated promotion protection, film and TV production, program package and our London market operation. The company was formed in 1982, and it was acquired by HCC in 2001. It is domiciled in Massachusetts.

401 Edgewater Place, Suite 400, Wakefield, Massachusetts 01880 - (781) 994 6000 – tokiomarinehcc.com/specialty

HCC Underwriting Agency Ltd

HCC Underwriting Agency (HCCUA) is the managing agent for Lloyd’s Syndicate 4141. It was approved to start business managing Syndicate 4040 in 2004, and then approved to manage Syndicate 4141 in 2008. Syndicate 4040 was merged into Syndicate 4141 for the 2010 year.

1 Aldgate, London, EC3N 1RE, UK - +44 (0)20 7702 4700

Producers Agriculture Management Inc.

Producers Agriculture Management Inc. (PAM) was established in 1981 and is domiciled in Illinois and changed its name to its present title in 2004.

Professional Indemnity Agency, Inc.

Professional Indemnity Agency (PIA) is a leading underwriter of employment practices and miscellaneous professional liability to US companies. PIA is domiciled in New Jersey. It was formed in 1977 and was acquired by HCC in 2001.

37 Radio Circle Drive, Box 5000, Mount Kisco, NY 10549-5000 – tokiomarinehcc.com/specialty