Provided by Specialty Group

Event Weather

Protects revenue losses caused by adverse weather conditions that reduce attendance and the sales of concessions, food and parking.


Bad weather can have an incredibly limiting effect on events of all shapes and sizes, reducing attendance and any associated on-site revenues.

Tokio Marine HCC can help you and your clients be prepared for unpredictable weather patterns. Event weather insurance protects revenue losses at events caused by adverse weather conditions that reduce attendance and the sales of concessions, food and parking.


  • Stated value policy
  • Smartphone claim verification app
  • Cancellation of the event is not required for triggered policy
  • Rain coverage can cost as little as $150

Best for

  • Air shows
  • Concerts
  • Fairs / festivals
  • Parades
  • Sporting events

Summary of coverage

Event weather insurance is a risk transfer tool that protects against adverse weather conditions that can reduce revenue from sources such as ticket sales, concessions, food and parking. Typical buyers of event weather insurance include fairs and festivals, concerts, sporting events, parades and air shows. It can provide coverage for many perils including rain, snow, wind and adverse weather.

For example, with a rain insurance policy through Tokio Marine HCC - Specialty Group, festival organizers can be assured that if rainfall keeps people from attending their event and revenues drop, they will be covered. In this case, a weather policy would pay out if 0.2-inches of rain accumulation occurred during the key event hours of 4:00 p.m. and 9:00 p.m. If it rains more than 0.2-inches, a check is written to make up for the festival's losses.

Smartphone App for Smarter Claims Verification

Tokio Marine HCC - Specialty Group has formed a strategic alliance with Weather Analytics and launched a Smartphone app for our weather insurance clients. This innovative technology provides smarter claims verification for our weather policyholders to validate if there is a weather claim at a specific event. The app allows users to view and download a detailed hourly report of the weather data. Based on this report, if a claim is validated, a check will automatically be mailed within three business days of claim notification.

Visit Total Event Insurance Online

The TotalEvent® systemprovides youwith a fast and easy-to-use quote and bind systemthat also acts as an electronic database to assist inmanaging your specialty business. Both brokers and direct customers can access TotalEvent® by clicking the portal link in the top right-hand corner of the page.

Visit Total Event Insurance Online

Your team

Head office

401 Edgewater Place Drive, Suite 400
Wakefield, MA 01880

Robin Lang

USA - Vice President - Contingency

Wakefield, United States

Your team - Canada

Branch office

78 Musgrove Street
Winnipeg, MB R3R 2M5

Scott La Croix

Canada - Vice President, Head of TMHCC Specialty Canada Operations

Winnipeg, Manitoba, Canada

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why choose tmhcc

Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

More about us Financial strength

Not all products, coverages, or features may be available in all states. Restrictions, exclusions, limitations, and conditions apply and you should see your agent for more information. Certain products and services are provided through non-admitted insurance carriers and are not subject to certain State Guaranty Funds.