Provided by Specialty Group

ForeCast Coverage

ForeCast Coverage is flexible weather insurance designed for golf courses and clubs, helping protect against the financial impact of too much or too little rain throughout the season.

Overview

Weather can affect everything from rounds played and revenue to maintenance expenses and member satisfaction. ForeCast Coverage allows courses to plan for unpredictable weather by structuring insurance around the conditions, dates and financial exposures that matter most.

Coverage can be customized for public, daily-fee and private courses, with options designed to respond to both unusually dry and excessively wet seasons.

 

Highlights

  • Protect operating budgets during dry seasons 
  • Help offset lost revenue during excessively wet seasons 
  • Add membership value for private clubs 
  • Choose rainfall thresholds and coverage periods 
  • Predetermined benefits based on measurable rainfall Customized around your course, season and financial exposure
     

Best for

  • Public and daily-fee golf courses
  • Private golf clubs
  • Country clubs
  • Resort and destination courses
  • Golf course operators and management groups 
     

Summary of coverage

Every course is different. ForeCast Coverage is built around your location, season, rainfall exposure and financial concerns, allowing you to insure against the weather conditions that have the greatest impact on your course.

Coverage can protect against both dry and wet seasons, with customized rainfall thresholds, coverage periods and predetermined payouts.

Dry Season Protection

A dry season can significantly increase irrigation, water, reseeding and other maintenance expenses. ForeCast Coverage can provide a predetermined benefit when rainfall falls below an agreed threshold, helping courses manage unexpected costs and protect their operating budget.

Coverage can be based on total seasonal rainfall or the number of meaningful rainfall events, with thresholds, coverage dates and payout amounts tailored to the course.

Wet Season Protection

Excessive rainfall can lead to fewer playable days, lost rounds and reduced revenue. ForeCast Coverage can be structured around seasonal rainfall totals, rainy weekend days, key playing hours or other periods that have the greatest financial impact on your course.

For public and daily-fee courses, coverage can help offset the financial impact when weather reduces play and revenue.

For private clubs, coverage can also be structured as an optional membership benefit, helping protect members' investment when excessive rainfall disrupts the season.

Beyond Seasonal Weather 

Tokio Marine HCC – Specialty Group offers more than seasonal weather protection for golf courses. Additional solutions include Event Weather, Golf Tournament Cancellation, Hole-in-One Insurance, Simulator Hole-in-One Insurance and insured Golf Promotions, providing coverage for a variety of risks and opportunities throughout the season.

 

 

Get in touch
Robin Lang

Senior Vice President, Contingency

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Head Office

701 Edgewater Drive, Suite 430
Wakefield, MA 01880

(781) 994-6000
Robin Lang

Senior Vice President, Contingency

why choose tmhcc

Why choose Tokio Marine HCC?

With 4,400 employees worldwide, Tokio Marine HCC (TMHCC) underwrites more than 100 specialty insurance products across over 180 countries and territories, making it one of the world’s leading specialty insurers.

More about us Financial strength

Not all products, coverages, or features may be available in all states. Restrictions, exclusions, limitations, and conditions apply and you should see your agent for more information. Certain products and services are provided through non-admitted insurance carriers and are not subject to certain State Guaranty Funds.