Provided by Credit Group

Top-up Credit

The bankruptcy of a key customer can be sudden and have a devastating impact. Tokio Marine HCC - Credit Group is a leading provider of top-up policies that not only mitigate risk but can also enhance a policyholder's bank financing with credit insurance being viewed as collateral.

Best for

  • Manufacturers
  • Trading Companies
  • Service Providers
  • Wholesalers
  • Distributors


  • Policy wording mirrors coverage provided by the primary carrier assuring no gaps in coverage
  • Coverage limit can be up to the limit provided by the primary policy
  • Minimum premium of $10,000
  • $50 million maximum line for any one risk
  • Worldwide scope
  • Responsiveness of a dual underwriting platform with experts in New York and London
  • Emphasis on building a customer relationship and a long-term partnership
  • Superior claims management processing and customer service

Summary of coverage

  • Covers up to 12 months of shipments or invoices in excess of the policyholder’s primary insurance 
  • Admitted in all 50 states 

Your team

Head office

135 Pinelawn Road, Suite 150N
Melville, NY 11747

Blake W
Blake Weber

Sr. Vice President, Credit Underwriting

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why choose tmhcc

Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

More about us Financial strength

Not all products, coverages, or features may be available in all states. Restrictions, exclusions, limitations, and conditions apply and you should see your agent for more information. Certain products and services are provided through non-admitted insurance carriers and are not subject to certain State Guaranty Funds.