Directors & Officers (D&O)

Directors and officers operate in increasingly risky environments. The development of strict and sophisticated corporate governance guidelines; large corporate fraud cases; and the willingness of shareholder groups to exercise their rights present fresh challenges for managers.

Highlights

Financial Institutions capacity up to US$25 million
Commercial D&O financial capacity up to US$40 million
Primary or excess

Best For

Directors
Officers
Executives

Summary of Coverage

Directors and officers liability insurance (D&O) programs cover the personal assets and liability of directors, officers and senior management against claims arising from actions or decisions made in their capacity as leaders and decision makers.

D&O programs provide personal asset protection in the event of issues such as:

Accounting irregularities
Mergers and acquisitions
Insolvency-related proceedings (wrongful trading / disqualification)
Employment-related claims
Corporate manslaughter / breaches of health and safety legislation
Breaches of competition law

Employment Practices Liability (SME)

EPL insurance programs protect the company, its management and employees against alleged wrongful employment practices.

Diversified Financial Products

We offer a suite products specially suited for private equity firms.

Fiduciary Liability

Comprehensive fiduciary liability insurance programs that protect trusteed and fiduciaries from claims made against them.

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions.