Directors & Officers (D&O)

Directors and officers operate in increasingly risky environments. The development of strict and sophisticated corporate governance guidelines; large corporate fraud cases; and the willingness of shareholder groups to exercise their rights present fresh challenges for managers.


  • Financial Institutions capacity up to US$25 million
  • Commercial D&O financial capacity up to US$40 million
  • Primary or excess

Best For

  • Directors
  • Officers
  • Executives

Summary of Coverage

Directors and officers liability insurance (D&O) programs cover the personal assets and liability of directors, officers and senior management against claims arising from actions or decisions made in their capacity as leaders and decision makers.

D&O programs provide personal asset protection in the event of issues such as:

  • Accounting irregularities
  • Mergers and acquisitions
  • Insolvency-related proceedings (wrongful trading / disqualification)
  • Employment-related claims
  • Corporate manslaughter / breaches of health and safety legislation
  • Breaches of competition law

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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tokio marine

Tokio Marine HCC is part of Tokio Marine, one of the largest P&C insurers in the world

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