E-MD® Cyber Liability

e-MD® is a comprehensive cyber liability insurance solution designed exclusively for the needs of healthcare providers.


    • TMHCC CyberNet® helps businesses become ‘cyber smart’ with unique support and risk management services, including training courses, compliance materials, risk management guidelines, and more
    • BrandGuard® provides coverage for lost revenue resulting from an adverse media report of a security or privacy breach or due to a breach notification
    • Privacy Regulatory Defense & Penalties coverage for government investigations into HIPAA violations.
    • Breach Event Costs Outside the Limit Enhancement is also available (Breach Event Costs Limit will not reduce the Policy Aggregate Limit).
    • Coverage can be combined with MEDEFENSE™ Plus, a uniquely effective insurance solution for defense costs and civil fines and penalties incurred in regulatory actions alleging billing errors or HIPAA, EMTALA or STARK violations.

Best For

  • Physician Groups
  • Allied health facilities
  • Hospitals
  • Long term care facilities
  • Mental Health facilities
  • Solo Physicians
  • Home healthcare agencies
  • Ambulance service companies
  • Durable medical providers

Breach Readiness, Response and Restoration

Once you suspect a breach, all you need to do is give TMHCC a call and an our claims examiner will be your advisor throughout the entire response process. Each breach requires a unique response depending on the circumstance -- one size does not fit all.

Breach Response Services Available To You

  • Legal counsel services
  • IT security and forensic experts
  • Public relations/advertising support
  • Breach notification to customers and partners
  • Credit monitoring
  • Call center and website support

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions.