Employment Practices Liability (EPL)

In today’s work environment, no business is immune from the threat of workplace litigation and employment related claims. These claims are filed as frequently against small businesses as they are against larger employers. Small to mid-size business owners are becoming increasingly vulnerable and the costs of defending such claims, which can be absorbed by large companies, can financially devastate smaller firms.

Highlights

Coverage for a wide range of exposures
Financial capacity of up to US$25 million
Primary or excess

Target Insureds

Small/Medium Businesses
Large Corporations

Summary of Coverage

Companies are now faced with employment-related exposures such as:

Wrongful termination
Unlawful failure to employ or promote
Discrimination based on age, gender, race, etc.
Sexual or racial harassment
Breach of data protection laws
Retaliation
Defamation

Tokio Marine HCC specializes in customizing comprehensive EPL insurance programs designed to protect our clients against employment related claims and against the risk of large financial losses.

Employment Practices Liability (SME)

EPL insurance programs protect the company, its management and employees against alleged wrongful employment practices.

Employment Practices Liability - Franchise Groups

EPL Insurance protects employers from claims for harassment, discrimination, wrongful termination, ADA Access claims, and more.

Directors & Officers (D&O)

Comprehensive D&O insurance programs so that corporate leaders can proceed confidently with their business visions.

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions.