Product Liability

Our general liability and excess policies cover the manufacturing and distribution exposures of highly engineered products, consumer products and other product categories with low loss frequencies. This coverage is available in all 50 states.


  • Primary liability limits up to $5 million are available
  • Coverage for new ventures is available
  • Retention options range from first dollar to larger self-insured retentions
  • Follow form excess liability limits up to $10 million are available as lead coverage
  • Follow form excess liability limits up to $15 million are available when excess of $10 million attachment

Best For

  • Product manufacturers
  • Product distributors

Summary of Coverage

We consider a wide variety of product manufacturer and distributor exposures with a preference for highly engineered products. We also consider new ventures and retentions ranging from first dollar to large self-insured retentions.
We specialize in creative solutions for our wholesale partners with a specific focus in the construction, products liability and premise liability industries.

Related Products

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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tokio marine

Tokio Marine HCC is part of Tokio Marine, one of the largest P&C insurers in the world

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