Product Liability

Category: Excess Liability, General Liability
Group: Casualty Group

Our general liability and excess policies cover the manufacturing and distribution exposures of highly engineered products, consumer products and other product categories with low loss frequencies. This coverage is available in all 50 states.

Highlights

Primary liability limits up to $5 million are available
Coverage for new ventures is available
Retention options range from first dollar to larger self-insured retentions
Follow form excess liability limits up to $10 million are available as lead coverage
Follow form excess liability limits up to $15 million are available when excess of $10 million attachment

Best For

Product manufacturers
Product distributors

Summary of Coverage

We consider a wide variety of product manufacturer and distributor exposures with a preference for highly engineered products. We also consider new ventures and retentions ranging from first dollar to large self-insured retentions.

Tokio Marine HCC – Casualty Group draws upon 250 years of combined experience writing complex liability accounts. We specialize in creative solutions for our wholesale partners with a specific focus in the construction, products liability and premise liability industries.

Product Contamination

Product contamination insurance provides coverage to help companies deal with the financial consequences of a product contamination crisis.

Premise Liability

Tokio Marine HCC provides coverage for premise liablity exposures to protect building owners and managers.

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions.