Architects & Engineers Professional Liability

The land surveying unit of a civil engineering firm was hired by the general contractor to conduct survey work for an ongoing roadway project. Prior to setting new bridge girders on a highway overpass structure, it was discovered that the steel pilings for the bridge’s north abutment had been driven in the wrong location, causing the span between bearing points to be approximately five feet too long. Investigation determined that a staking error by the surveyor was the cause. The professional liability policy paid for the remediation of the error.*

Businesses of all sizes can face devastating costs when a liability issue arises, leaving them out of pocket. But you can be prepared. TMHCC provides coverage for allegations of negligence against firms in their performance of professional services in disciplines such as architecture, engineering, surveying and construction management.

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Tokio Marine HCC advantage

Our underwriters are engineers, attorneys and insurance professionals who know the professional liability needs of firms involved in design and construction. Each policy comes with our risk management and pre-claim assistance services to help your clients with contract reviews** and risk management.

*Coverage is determined based on the specific facts and circumstances presented at the time of a claim and the language of the policy issued to the Insured. These fact patterns are intended only to illustrate the types of claims that may trigger coverage under architects & engineers professional liability.**Contracts reviews are limited to an insurability review.

Summary of coverage

• Protects professional firms against claims made by third parties and is supported by responsive claims handling
• Offered on a claims-made and reported basis
• Duty to defend policy form with flexible limit options up to $5 million