Scientists

Science and consulting professionals face potential liabilities that place them at considerable financial risk because of the type and quality of services they deliver to their clients. Tokio Marine HCC – Professional Lines Group provides professional liability coverage to scientists and technical consultants involved in fields related to science, design, research and development, theoretical studies and analysis.

Highlights

  • Pollution legal incident (optional)
  • No exclusion for BI/PD based on professional services
  • Innocent insured coverage
  • Mediation deductible credit
  • Project policy excess coverage
  • Equity interest coverage

Best For

  • Scientist (various fields)
  • Engineer
  • Technical consultant
  • Chemist
  • Physicist
  • Biologist
  • Laboratory technician
  • Anthropologist
  • Archaeologist
  • Geologist
  • Geophysicist
  • Seismologist
  • Statistician
  • Mathematician

Summary of Coverage

Tokio Marine HCC – Professional Lines Group prides itself on being one of the nation's leading insurers of professional liability for thousands of design, construction and science related firms. Scientists professional liability is specifically designed to provide professional liability coverage to scientists and technical consultants involved in fields related to science, design, research and development, theoretical studies and analysis.

Coverage is offered on a claims made and reported, duty to defend policy form with flexible limit options up to $5,000,000.

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Spain and Ireland, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
Our financial strength ensures our clients will always be protected.

Our financial strength ensures our clients will always be protected.

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Tokio Marine HCC Product Breadth

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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Tokio Marine HCC is part of Tokio Marine, a $31 billion company.

Tokio Marine HCC is part of Tokio Marine, a $31 billion company

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