Student Secure

International study comes with some financial risk, and many medical insurance policies do not apply beyond the borders of your home country. A studentsecure health plan can reduce your personal expenses if an unexpected illness or injury should occur during your study abroad program.


  • Meets J-1 and F-1 visa requirements
  • Multiple benefit and deductible options
  • Discounts for prepayment of premium

Best For

  • Full-time students and scholars staying outside their home country

Summary of Coverage

Many universities offer their own student health insurance plans to international students. However, university-sponsored plans can be expensive. Most schools allow international students to waive the university’s mandated coverage if the student can provide proof of comparable health insurance coverage.

All studentsecure plans meet both J-1 and F-1 visa requirements, as well as most school requirements, at an affordable rate. If your university allows you to waive its school plan, you may be asked to provide a signed waiver from from your private insurance company or some other proof of accepted insurance coverage.

Tokio Marine HCC – MIS Group / Medical Insurance Services Group provides both student waiver forms as well as visa letters for students who need to provide proof of coverage to their schools. Students can submit a request for either form by emailing [email protected]. We will complete the necessary information and send copies of the completed forms to both the student and his or her school.

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Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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tokio marine

Tokio Marine HCC is part of Tokio Marine, one of the largest P&C insurers in the world

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