Provided by Surety Group

Large National Commercial Surety

Tokio Marine HCC has a dedicated national commercial surety account division with $50 million in capacity to serve standard and specialty accounts nationwide.


  • Commercial contract
  • Large infrequent bond needs
  • Site remediation bonds
  • Self-insured workers’ compensation programs

Summary of coverage

Commercial contract

Manufacturers, retailers, technology and wholesale companies may be required to post securities associated with construction when working with public or private entities. This type of non-construction performance obligation can be covered through our commercial contract services.

Large infrequent bond needs

We offer both secured and unsecured capacity for large infrequent bond needs, such as appeal, probate, plaintiff’s and lost instrument bonds.

Site remediation bonds

In industries where daily operations can be harmful to the environment, bonds guaranteeing remediation of business sites are common. Most common are reclamation bonds for metal and mineral mines, as well as closure and post-closure bonds. These obligations are long-term and hazardous. A site remediation surety bond is an alternative option for your clients with rates competitive with bank letters of credit. This frees up bank capacity and produces recurring revenue for your agency.

Self-insured workers’ compensation programs

Most states allow large employers to forego external workers’ compensation insurance in favor of self-insuring. This requires the employer to post a surety bond with each state and can generate large nationwide bond programs for employers, municipalities and regional hospitals. Our various underwriting tools allow us to consider these high-risk obligations.

Related products

why choose tmhcc

Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

More about us Financial strength

For agent use only. Tokio Marine HCC’s surety bonds are underwritten by American Contractors Indemnity Company, Texas Bonding Company, United States Surety Company and U.S. Specialty Insurance Company.

Not all products, coverages, or features may be available in all states.  Restrictions, exclusions, limitations, and conditions apply and you should see your agent for more information. Certain products and services are provided through non-admitted insurance carriers and are not subject to certain State Guaranty Funds.