Engineers

At Tokio Marine HCC, we target the small and medium sized enterprises sector of the engineering profession. Engineering encompasses any type of activity which aims to either solve a problem or complete a task related to the definition, design and specification of a product.

Highlights

We can provide limits from £100,000 up to £10 million
any one claim
Cover available on an Any One Claim or Aggregate basis

Best For

Civil engineers
Electrical engineers
Geotechnical engineers
Heating, Ventilation and Air-Conditioning Engineering (HVAC)
Mechanical engineers
Structural engineers

Summary of Coverage

Civil liability
Dishonesty of employees
Loss of or damage to documents
Libel, slander or defamation
Breach of intellectual property rights
Unintentional breach of confidentiality and infringement of IP
Collateral warranties – claims arising from these are explicitly covered with no limit on assignments

PMR

Office Protect - Covid 19 alterations:

As many business premises are closed as a result of the UK Government’s advice and therefore many employees are working from home we are making the following temporary changes to policy coverage:
- The 30 day unoccupancy condition has been extended from 30 days to 90 days.
- The premises as stated in the Policy Schedule is deemed to include any employee‘s home address, where office equipment is being used.

Both of these cover alterations will be reviewed depending on the length of the lockdown.

If you have any queries in relation to the above, or any other aspect of policy coverage then please contact your Underwriter.

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Spain and Ireland, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions.