Estate Agents, Letting Agents and Property Managers

At Tokio Marine HCC, estate agents, letting agents and property managers, along with related emerging professions, are firmly within our criteria for target business. Estate agents, letting agents and property managers are involved in the selling, renting or management of residential and commercial properties and other buildings in the UK and Ireland.

Highlights

Interest-free rolling monthly policies
Multi-risk policies available
Competitive premiums
Awards made by the Ombudsman Services: Property, the Property Ombudsman Scheme (TPO) and the Property Redress Scheme, operating within the Ombudsman’s terms of reference or by an arbitrator appointed under the Arbitration Scheme for the National Approved Letting Scheme and operating within the National Approved Letting Scheme rules

Best For

Estate agency
Letting agency
Property management
Land agency
Buyers agency
Auctioneering
Property sourcing

Summary of Coverage

Breach of professional duty
Dishonesty of employees
Libel, slander or defamation
Unintentional breach of confidentiality
Unintentional infringement of intellectual property rights
Loss of or damage to documents
Civil liability basis
Legal defence costs which are payable in addition to the indemnity limit

PMR

Office Protect - Covid 19 alterations:

As many business premises are closed as a result of the UK Government’s advice and therefore many employees are working from home we are making the following temporary changes to policy coverage:
- The 30 day unoccupancy condition has been extended from 30 days to 90 days.
- The premises as stated in the Policy Schedule is deemed to include any employee‘s home address, where office equipment is being used.

Both of these cover alterations will be reviewed depending on the length of the lockdown.

If you have any queries in relation to the above, or any other aspect of policy coverage then please contact your Underwriter.

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Spain and Ireland, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions.