Estate Agents, Letting Agents and Property Managers

At Tokio Marine HCC, estate agents, letting agents and property managers, along with related emerging professions, are firmly within our criteria for target business. Estate agents, letting agents and property managers are involved in the selling, renting or management of residential and commercial properties and other buildings in the UK and Ireland.


  • Interest-free rolling monthly policies
  • Multi-risk policies available
  • Competitive premiums
  • Awards made by the Ombudsman Services: Property, the Property Ombudsman Scheme (TPO) and the Property Redress Scheme, operating within the Ombudsman’s terms of reference or by an arbitrator appointed under the Arbitration Scheme for the National Approved Letting Scheme and operating within the National Approved Letting Scheme rules

Best For

  • Estate agency
  • Letting agency
  • Property management
  • Land agency
  • Buyers agency
  • Auctioneering
  • Property sourcing

Summary of Coverage

  • Breach of professional duty
  • Dishonesty of employees
  • Libel, slander or defamation
  • Unintentional breach of confidentiality
  • Unintentional infringement of intellectual property rights
  • Loss of or damage to documents
  • Civil liability basis
  • Legal defence costs which are payable in addition to the indemnity limit


Office Protect - Covid 19 alterations:

As many business premises are closed as a result of the UK Government’s advice and therefore many employees are working from home we are making the following temporary changes to policy coverage:
- The 30 day unoccupancy condition has been extended from 30 days to 90 days.
- The premises as stated in the Policy Schedule is deemed to include any employee‘s home address, where office equipment is being used.

Both of these cover alterations will be reviewed depending on the length of the lockdown.

If you have any queries in relation to the above, or any other aspect of policy coverage then please contact your Underwriter.

Professional Indemnity (PI) Today and Tomorrow

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

Click here
holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

Click here
Tokio marine

Tokio Marine HCC is part of Tokio Marine, a $37 billion company

Click here