Open Market Property

Our property underwriters are situated in London, the centre of the global insurance market, and are dedicated to offering an extensive variety of commercial insurance solutions for a worldwide client base. Our underwriting philosophy ensures that each and every client is treated with the same exacting standards. All risks are written on a subscription basis to provide a greater spread of risk.


  • All risks coverage for property damage and business interruption
  • Catastrophe perils
  • Broad range of classes including:
  • Manufacturing
  • Municipalities
  • Hospitality
  • Retail
  • Real estate
  • From small business portfolios to large multinational corporations
  • Bespoke coverage to suit client needs

Best For

  • Our commitment to underwriting discipline
  • Quality of service
  • Strong financial credentials
  • Long-term relationships with our clients

Summary of Coverage

  • All risks
  • Earthquake only
  • Flood only

All property business is produced by Lloyd’s of London intermediaries only, and the underwriters have long-term relationships with these broking organisations. Tokio Marine HCC’s commercial property team is a well-known lead-and-follow market on subscription business and has more than 45 years of combined experience in the London market.

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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Tokio marine

Tokio Marine HCC is part of Tokio Marine, a $31 billion company

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