Top Account or Named Buyers

Tokio Marine HCC’s top account and named buyers policy covers a pre-defined set of your top buyers and usually represents your highest customer exposures. We will work with you to identify the buyers who are best suited to be covered by the policy to provide an efficient and effective solution which protects you against catastrophe.


  • Efficient premium spend
  • Protects against catastrophic loss arising from customer failure
  • Direct access to our specialist risk underwriters
  • Allocated commercial underwriter for each customer
  • Flexible approach including risk-sharing structures such as excess of loss
  • Market-leading specialist claims service
  • Access to commercial debt collection services via our partner, Nelsons
  • Part of a large global insurance group, with Very Strong rating by Standard & Poor's
  • Local personalised service and global reach
  • Flexibility to add buyers during the policy

Best For

  • Contractors and sub-contractors
  • Distributors
  • Manufacturers
  • Service providers
  • Trading companies
  • Wholesalers

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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Tokio marine

Tokio Marine HCC is part of Tokio Marine, a $37 billion company

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