Provided by Specialty Group

Prize Indemnity

Protects against financial risks by covering contingent prizes on behalf of sponsors or promoters.


Stand out from the competition with prize indemnity insurance. This type of policy allows companies to offer a large prize, risk-free, for a premium that is a fraction of the prize value (in situations where the prize is not guaranteed).

Suitable for

  • Sponsors and promoters
  • Brands and retailers
  • Marketing agencies
  • Non-profit organizations (NGOs)
  • Sports and events organizers


  • Superior customer service
  • A++ Superior rated insurer
  • Creative team with over 30+ years of experience
  • You're not just a client to us. You're our partner.

Summary of coverage

  • Prize Indemnity Insurance is a highly effective and creative tool that can be used as an incentive-based marketing strategy
  • Policies are fully customizable
  • We have the expertise to restructure a promotion to fit your budget and other parameters
  • Master policies are available for high volume accounts
  • Cost of service is built into the premium
Visit Total Event Insurance Online

The TotalEvent® systemprovides youwith a fast and easy-to-use quote and bind systemthat also acts as an electronic database to assist inmanaging your specialty business. Both brokers and direct customers can access TotalEvent® by clicking the portal link in the top right-hand corner of the page.

Visit Total Event Insurance Online

Documents & forms


Prize Indemnity Application


Hole in One Application


Prize Indemnity Brochure


Your team

Head office

401 Edgewater Place Drive, Suite 400
Wakefield, MA 01880

Robin Lang

USA - Vice President - Contingency

Wakefield, United States

Your team

Branch office

78 Musgrove Street
Winnipeg, MB R3R 2M5

Scott La Croix

Canada - Vice President, Head of TMHCC Specialty Canada Operations

Winnipeg, Manitoba, Canada

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why choose tmhcc

Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

More about us Financial strength

Not all products, coverages, or features may be available in all states. Restrictions, exclusions, limitations, and conditions apply and you should see your agent for more information. Certain products and services are provided through non-admitted insurance carriers and are not subject to certain State Guaranty Funds.