Contractors & Design/Build

Construction and contracting professionals face potential liabilities that place them at considerable financial risk because of the type and quality of services they deliver to clients. Tokio Marine HCC – Professional Lines Group provides coverage solutions addressing allegations of negligence for the unique professional exposures a contractor faces by assuming the role of a general or specialized contractor, design / builder, construction / project / program manager and owner’s representative.

Highlights

  • Network security and privacy liability coverage (optional)
  • Contractors pollution incident liability (optional)
  • Supplemental reimbursement coverage for disciplinary and ADA / OSHA / FFHA proceedings
  • Design / build coverage available
  • Mediation deductible credit
  • Project policy excess coverage

Target Insureds

  • Design / build, specialized and general contractors
  • Electrical, HVAC, mechanical, fire protection and plumbing contractors
  • Construction managers - agency and at risk

Summary of Coverage

The contractors professional liability program from Tokio Marine HCC – Professional Lines Group offers professional liability and pollution incident liability insurance coverage for the unique professional exposures that a contractor faces from assuming the role of a general or specialized contractor or design / builder, construction manager, project manager, program manager and owner’s representative, as well as providing services involving building commissioning, value engineering, constructability review or design-assist. The program includes an optional coverage for pollution incident liability arising out of contracting activities.

Coverage is offered on a claims made and reported, duty to defend policy form with flexible limit options up to $5,000,000.

Why TMHCC

Since 1986, Tokio Marine HCC - Professional Lines Group has been a leading underwriter of professional liability insurance for architects, engineers, scientists and other construction professionals. Our team consists of engineers, attorneys and insurance professionals who are focused on serving the professional liability needs of firms involved in design and construction. This hands-on experienced underwriting, combined with superior service, and claims expertise allows us to provide flexible insurance solutions to our policyholders.
Our financial strength ensures our clients will always be protected.

Our financial strength ensures our clients will always be protected.

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Tokio Marine HCC Product Breadth

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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Tokio Marine HCC is part of Tokio Marine, a $31 billion company.

Tokio Marine HCC is part of Tokio Marine, a $31 billion company

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