- Covers a wide range of perils, including death from any cause, loss of a hand or foot, quadriplegia, loss of limb, paraplegia, brain damage and loss of sight.
- Policy periods are available between one day and one year.
- Policy must be purchased by a third party.
- Current or projected professional athletes
- Professional sports teams / leagues
- Entertainers and entertainment industry professionals
- Individuals with high net worth