Critical Asset Protection

Critical Asset Protection (CAP) is a unique and distinct solution that protects the economic investment of a key person or persons in the event of death by any cause. The product can be used to provide insurance protection for one individual or for a group, such as a sports team or an executive team. The human capital and economic exposure of corporations, professional sports organizations or even an endorsement company can be a massive if an unexpected death or calamitous injury occurs.


  • Covers a wide range of perils, including death from any cause, loss of a hand or foot, quadriplegia, loss of limb, paraplegia, brain damage and loss of sight.
  • Policy periods are available between one day and one year.
  • Policy must be purchased by a third party.

Target Insureds

  • Current or projected professional athletes
  • Professional sports teams / leagues
  • Executives
  • Entertainers and entertainment industry professionals
  • Individuals with high net worth

Summary of Coverage

Any substantial contract with a professional athlete, highly compensated entertainer or executive involves some risk. If that person dies or suffers a catastrophic injury, it could have a serious impact on your client's balance sheet. CAP can shield you from this exposure. Tokio Marine HCC - Specialty Group can help design the appropriate solutions while protecting your key talent.

Related Products

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

Click here
holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

Click here
tokio marine

Tokio Marine HCC is part of Tokio Marine, one of the largest P&C insurers in the world

Click here