Several million earthquakes occur every year around the world. Neither the U.S. Geological Survey, Caltech, or any other scientists have ever predicted a major earthquake. They do not know how to predict earthquakes, and they do not expect to know how anytime in the foreseeable future. Tokio Marine HCC's experience and knowledge enable us to offer creative and flexible solutions within our wholesale distribution channel.
Summary of Coverage
Tokio Marine HCC - Specialty Group's Difference in Conditions (DIC) division offers coverage for commercial earthquake exposures for:
- Business personal property and / or stock
- Loss of business income, rental income or extra expense
- Tenant improvements and betterment
With nearly 30 years of combined experience in this market, the DIC team underwrites clients ranging from small homeowners associations to large Fortune 500 companies.