Practice Policies for Contractors

Our general liability and excess liability policies cover commercial and residential contractors in all 50 states. Excess coverage targets general, trade, specialty and artisan contractors.


  • Deductibles as low as $10,000
  • General Liability limits of
    $1 million / $2 million / $2 million or
    $2 million / $4 million / $4 million
  • Covers commercial and residential contractors
  • Follow form excess liability limits up to $10 million are available as lead coverage
  • Follow form excess liability limits up to $15 million are available when excess of $10 million attachment

Best For

  • Commercial contractors
  • Residential contractors

Tokio Marine HCC – Casualty Group draws upon 250 years of combined experience writing complex liability accounts. We specialize in creative solutions for our wholesale partners with a specific focus in the construction, products liability and premise liability industries.

Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Spain and Ireland, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
financial strength

Our financial strength ensures our clients will always be protected.

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holistic portfolio

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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tokio marine

Tokio Marine HCC is part of Tokio Marine, a $31 billion company

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