Provided by Specialty Group

Critical Asset Protection

Protecting the economic investment of a key person or persons in the event of death by any cause.


The best laid plans can often go awry. If the worst should happen, and a key person or group of people die, you can protect that investment with Critical Asset Protection.

The human capital and economic exposure of corporations, professional sports organizations or even an endorsement company can be catastrophic if an unexpected death or calamitous injury occurs. Critical Asset Protection provides insurance protection for one individual or for a group, such as a sports team or an executive team.


  • Covers a wide range of perils, including death from any cause, loss of a hand or foot, quadriplegia, loss of limb, paraplegia, brain damage and loss of sight.
  • Policy periods are available between one day and one year.
  • Policy must be purchased by a third party.

Best for

  • Current or projected professional athletes
  • Professional sports teams / leagues
  • Executives
  • Entertainers and entertainment industry professionals
  • Individuals with high net worth

Summary of coverage

Any substantial contract with a professional athlete, highly compensated entertainer or executive involves some risk. If that person dies or suffers a catastrophic injury, it could have a serious impact on your client's balance sheet. CAP can shield you from this exposure. Tokio Marine HCC - Specialty Group can help design the appropriate solutions while protecting your key talent.

Your team

Head office

401 Edgewater Place Drive, Suite 400
Wakefield, MA 01880

Contact photo
Kathy Bouras

USA - Vice President of Prestige Underwriting

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why choose tmhcc

Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

More about us Financial strength

Not all products, coverages, or features may be available in all states. Restrictions, exclusions, limitations, and conditions apply and you should see your agent for more information. Certain products and services are provided through non-admitted insurance carriers and are not subject to certain State Guaranty Funds.