Injuries are an inherent risk in sports, but for highly compensated athletes, a career-altering disability can carry significant financial consequences. Tokio Marine HCC – Specialty Group provides high-limit disability insurance designed specifically for elite performers.
Our coverage is built to reflect an athlete’s true market value, earning potential, and the unique risks tied to professional sports. Whether protecting an individual athlete, a team’s key player, or arranging coverage on behalf of an agency or league, we bring deep industry expertise and decades of experience.
With a strong understanding of the business of sports, we help safeguard the talent that drives it, so athletes can focus on recovery with confidence and financial stability.
Our high-limit disability solutions provide meaningful income protection for athletes whose careers depend on physical performance and public visibility. Coverage is tailored to each individual’s risk profile and earning potential, helping ensure long-term financial security.
Available coverages include:
In many cases, high-earning individuals do not have enough disability insurance to protect their incomes. This coverage protects the earning capacity of highly compensated individuals.