Provided by Stop Loss Group


Group Supplemental Health Insurance


  • Available to employers with as few as 5 enrolled employees
  • Employer-sponsored 
  • No enrolled members are excluded
  • MedPlus is tailored to pair with the group primary health insurance
  • Cost savings strategy for employers
  • Lowers employee out-of-pocket expenses
  • Composite rating for all group sizes
  • Limitations and exclusions match the major medical insurance coverage
  • Consistent inpatient and outpatient coverage
  • Office visit and pharmacy coverage offered
  • Benefits paid directly to the provider, eliminating member reimbursement

Request a Quote

Submit the following information, along with special requests, to our Underwriting Department at [email protected]

  • Detailed group census in Excel format.
  • Current primary health insurance policy, including summary of benefits and renewal rates
  • Alternate high deductible health insurance summary of benefits and rates
  • Current supplemental medical insurance policy, including the summary of benefits and renewal rates (if applicable)

Group Supplemental Health Insurance

Your clients can save money on premium costs, lower employee deductibles, and reduce employee out-of-pocket expenses with Group Supplemental Health Insurance from HCC Life Insurance Company.

Our MedPlus policy complements major medical coverage by ensuring that members are protected from high-cost medical expenses from start to finish. Our MedPlus policies are strategically designed to reduce employee deductible and other out-of-pocket costs, while delivering premium savings for both employers and their covered members.

MedPlus policies directly address common complaints associated with traditional “gap” policies such as inadequate policy designs, inconsistent inpatient/outpatient coverage and age banded rates. Instead, MedPlus policies offer consistent coverage, composite rating and our staff provides efficient claims processing and superior customer service.

Documents & forms

Your team

Head Office:

1800 International Park, Suite 105
Birmingham, AL 35243

Richard Cothern

Executive Vice President, TMHCC Supplemental Health

why choose tmhcc

Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

More about us Financial strength

Not all products, coverages, or features may be available in all states. Restrictions, exclusions, limitations, and conditions apply and you should see your agent for more information. Certain products and services are provided through non-admitted insurance carriers and are not subject to certain State Guaranty Funds.

HCC Life Insurance Company operating as Tokio Marine HCC - Stop Loss Group